Category: Legal

How many days are you covered for hospitalization in your private health insurance?

How many days are you covered for hospitalization in your private health insurance?

Prolonged hospitalization constitutes a grave concern worldwide because it generates negative effects on the health system such as, for example, increase in costs, deficient accessibility to hospitalization services, an overload of emergency services, and the risk of adverse effects

The causal agents of extended hospitalizations found with higher frequency are a delay in the performance of surgical and diagnostic procedures; the need for attention in another complexity level; social-family situation, and the age of the patient.

 

When you take private health insurance don’t look just the price. Although all the insurance companies could be the same, the covers are very different between them as the days of hospitalization which is one of the most important covers. Sometimes a patient has paid the hospital room having covered the contracted days in his insurance policy.

 

Original Article from BMI Spain

https://www.bmispain.com/en/how-many-days-are-you-covered-for-hospitalization-in-your-private-health-insurance/

https://www.bmispain.com/en/insurance/health-insurance/

At the time applying for Residents permit or visa it is essential that you have health insurance in place.

At the time applying for Residents permit or visa it is essential that you have health insurance in place.

It is important that health insurance complies with the minimum requirements.

The regulations state the when a foreigner decides to live in Spain for more than 90 days, they will have to comply with rules to formalise their stay. There are two different situations:

In both of these cases the law in Spain stipulates that the applicant must have health insurance to obtain the document being applied for:

The requirements the health insurance policy must have in these cases:

It must have the same benefits as the National Health Service system, without needing any contribution from the insured (copayment) and with repatriation cover.

  • The insurance without copayment doesn´t have limitations. The premium is usually higher but during the term of the policy, the insured has nothing else to pay.
  • The repatriation cover guarantees the transfer of the deceased to the place from which they come from, including the transfer procedures, transfer to the nearest airport in the place of origin and then on to the burial ceremony or cremation. BMI can assess and help you make the correct choice from the best insurance companies in order to cover all your needs in the most optimal way possible.

Spain has a range of companies that offer health insurance specifically designed for foreigners and therefore can provide a solution for a residency application.

BMI can assess and help you make the correct choice from the best insurance companies in order to cover all your needs in the most optimal way possible.

 

Original Article from BMI Spain

https://www.bmispain.com/en/insurance/health-insurance/

https://www.bmispain.com/en/health-insurance-for-foreigners-in-spain/